:root {
  --bg: #ffffff;
  --text: #1e2430;
  --muted: #5f697b;
  --line: #e8edf3;
  --soft: #f4f8fb;
  --primary: #e83d35;
  --primary-dark: #be241d;
  --navy: #163a63;
  --card: #ffffff;
  --radius: 22px;
  --shadow: 0 16px 40px rgba(19, 40, 66, 0.08);
  --container: min(1180px, calc(100% - 32px));
}

* { box-sizing: border-box; }
html { scroll-behavior: smooth; }
body {
  margin: 0;
  font-family: Inter, Arial, Helvetica, sans-serif;
  color: var(--text);
  background: var(--bg);
  line-height: 1.55;
}
img { max-width: 100%; display: block; }
a { color: inherit; text-decoration: none; }
.container { width: var(--container); margin-inline: auto; }
.section-pad { padding: 80px 0; }
.soft-bg { background: linear-gradient(180deg, #f8fbfd 0%, #eef5fa 100%); }

.site-header {
  position: sticky;
  top: 0;
  z-index: 40;
  background: rgba(255,255,255,0.96);
  backdrop-filter: blur(12px);
  border-bottom: 1px solid var(--line);
}
.topbar,
.nav-wrap {
  display: flex;
  align-items: center;
  justify-content: space-between;
  gap: 20px;
}
.topbar {
  min-height: 46px;
  color: var(--muted);
  font-size: 14px;
}
.brandline {
  display: flex;
  align-items: center;
  gap: 14px;
  flex-wrap: wrap;
}
.brand-mark,
.logo {
  font-weight: 800;
  letter-spacing: 0.06em;
  color: var(--navy);
}
.logo { font-size: 22px; }
.nav-wrap { min-height: 76px; }
.main-nav ul {
  display: flex;
  align-items: center;
  gap: 26px;
  padding: 0;
  margin: 0;
  list-style: none;
}
.main-nav a {
  font-weight: 600;
  color: var(--navy);
}
.main-nav a:hover { color: var(--primary); }
.menu-toggle {
  display: none;
  width: 48px; height: 48px;
  border: 1px solid var(--line);
  border-radius: 14px;
  background: #fff;
}
.menu-toggle span {
  display: block;
  width: 20px;
  height: 2px;
  background: var(--navy);
  margin: 4px auto;
}

.hero {
  padding: 72px 0 48px;
  background:
    radial-gradient(circle at top right, rgba(232,61,53,0.08), transparent 25%),
    linear-gradient(180deg, #f9fbfd 0%, #ffffff 100%);
}
.hero-grid {
  display: grid;
  grid-template-columns: 1.05fr 0.95fr;
  align-items: center;
  gap: 48px;
}
.eyebrow {
  display: inline-flex;
  align-items: center;
  padding: 8px 14px;
  border-radius: 999px;
  background: rgba(232,61,53,0.08);
  color: var(--primary-dark);
  font-weight: 700;
  font-size: 13px;
  letter-spacing: 0.03em;
  text-transform: uppercase;
}
.hero h1 {
  margin: 18px 0 16px;
  font-size: clamp(2.2rem, 5vw, 4.4rem);
  line-height: 1.05;
  letter-spacing: -0.04em;
  max-width: 11ch;
}
.lead {
  font-size: 1.15rem;
  color: var(--muted);
  max-width: 58ch;
}
.hero-cta-row {
  display: flex;
  align-items: center;
  gap: 16px;
  flex-wrap: wrap;
  margin-top: 28px;
}
.btn {
  display: inline-flex;
  align-items: center;
  justify-content: center;
  min-height: 52px;
  padding: 0 22px;
  border-radius: 999px;
  font-weight: 700;
  transition: .2s ease;
}
.btn-primary {
  background: var(--primary);
  color: #fff;
  box-shadow: 0 12px 24px rgba(232,61,53,0.24);
}
.btn-primary:hover { background: var(--primary-dark); }
.hero-visual img {
  aspect-ratio: 4 / 3;
  object-fit: cover;
  border-radius: 28px;
  box-shadow: var(--shadow);
}

.section-head {
  display: flex;
  flex-direction: column;
  gap: 8px;
  margin-bottom: 28px;
}
.section-head h2 {
  margin: 0;
  font-size: clamp(1.7rem, 3vw, 2.5rem);
  color: var(--navy);
}
.card-grid {
  display: grid;
  gap: 22px;
}
.six-up { grid-template-columns: repeat(3, minmax(0, 1fr)); }
.card-grid > * {
  background: var(--card);
  border: 1px solid var(--line);
  border-radius: var(--radius);
  box-shadow: var(--shadow);
  overflow: hidden;
}
.card-grid img {
  width: 100%;
  aspect-ratio: 16/10;
  object-fit: cover;
}
.card-grid h3,
.card-grid h4 {
  margin: 0;
  padding: 18px 20px 6px;
  color: var(--navy);
}
.card-grid p,
.card-grid ul {
  padding: 0 20px 20px;
  margin: 0;
  color: var(--muted);
}
.promo-grid {
  display: grid;
  grid-template-columns: repeat(3, minmax(0, 1fr));
  gap: 22px;
}
.promo-grid > * {
  background: #fff;
  border: 1px solid var(--line);
  border-radius: var(--radius);
  box-shadow: var(--shadow);
  padding: 26px;
}
.promo-grid h3 {
  margin-top: 0;
  font-size: 1.4rem;
  color: var(--navy);
}
.promo-grid ul { padding-left: 18px; color: var(--muted); }
.main-content .container {
  background: #fff;
  border-radius: 28px;
}
.site-footer {
  padding: 34px 0 54px;
  border-top: 1px solid var(--line);
  background: var(--navy);
  color: rgba(255,255,255,0.88);
}
.footer-grid {
  display: grid;
  grid-template-columns: 1.4fr 1fr 1fr;
  gap: 26px;
}
.footer-brand {
  font-size: 1.1rem;
  font-weight: 800;
  color: #fff;
}
.footer-text { color: rgba(255,255,255,0.78); }
.site-footer ul {
  list-style: none;
  padding: 0;
  margin: 0;
  display: grid;
  gap: 10px;
}
.site-footer a:hover { color: #fff; }

@media (max-width: 980px) {
  .hero-grid,
  .promo-grid,
  .footer-grid,
  .six-up {
    grid-template-columns: 1fr;
  }
  .main-nav {
    display: none;
    position: absolute;
    inset: 100% 16px auto;
    background: #fff;
    border: 1px solid var(--line);
    border-radius: 20px;
    padding: 16px;
    box-shadow: var(--shadow);
  }
  .main-nav.is-open { display: block; }
  .main-nav ul {
    flex-direction: column;
    align-items: flex-start;
    gap: 14px;
  }
  .menu-toggle { display: inline-block; }
  .search-slot { display: none; }
  .section-pad { padding: 62px 0; }
}
.emis-card-grid{
  display:grid;
  grid-template-columns:repeat(3,minmax(0,1fr));
  gap:24px;
  margin-top:28px;
}

.emis-card{
  display:block;
  background:#fff;
  border:1px solid #d9dee8;
  border-radius:14px;
  padding:22px 20px;
  text-decoration:none;
  color:#163b6d;
  box-shadow:0 8px 24px rgba(10,35,66,.08);
  transition:transform .18s ease, box-shadow .18s ease, border-color .18s ease;
  min-height:170px;
}

.emis-card:hover{
  transform:translateY(-4px);
  box-shadow:0 14px 34px rgba(10,35,66,.14);
  border-color:#f04b3a;
}

.emis-card h3{
  margin:0 0 10px 0;
  font-size:20px;
  line-height:1.2;
  color:#163b6d;
}

.emis-card p{
  margin:0;
  font-size:14px;
  line-height:1.55;
  color:#4f6077;
}

@media (max-width: 980px){
  .emis-card-grid{
    grid-template-columns:repeat(2,minmax(0,1fr));
  }
}

@media (max-width: 640px){
  .emis-card-grid{
    grid-template-columns:1fr;
  }
}

.fields-overview .card-grid.six-up > .mod-custom,
.fields-overview .card-grid.six-up > [class*="mod-"]{
  grid-column: 1 / -1;
}

.emis-card-grid{
  display:grid !important;
  grid-template-columns:repeat(3,minmax(0,1fr)) !important;
  gap:24px;
  margin-top:28px;
}

.emis-card{
  display:block;
  background:#fff;
  border:1px solid #d9dee8;
  border-radius:14px;
  padding:22px 20px;
  text-decoration:none;
  color:#163b6d;
  box-shadow:0 8px 24px rgba(10,35,66,.08);
  transition:transform .18s ease, box-shadow .18s ease, border-color .18s ease;
  min-height:170px;
}

.emis-card:hover{
  transform:translateY(-4px);
  box-shadow:0 14px 34px rgba(10,35,66,.14);
  border-color:#f04b3a;
}

.emis-card h3{
  margin:0 0 10px 0;
  font-size:20px;
  line-height:1.2;
  color:#163b6d;
}

.emis-card p{
  margin:0;
  font-size:14px;
  line-height:1.55;
  color:#4f6077;
}

@media (max-width: 980px){
  .emis-card-grid{
    grid-template-columns:repeat(2,minmax(0,1fr)) !important;
  }
}

@media (max-width: 640px){
  .emis-card-grid{
    grid-template-columns:1fr !important;
  }
}
.emis-promo{
  background:#fff;
  border:1px solid #d9dee8;
  border-radius:22px;
  padding:34px;
  box-shadow:0 12px 30px rgba(10,35,66,.08);
}

.emis-promo h2{
  margin:14px 0 12px;
  font-size:34px;
  line-height:1.15;
  color:#163b6d;
}

.emis-promo p{
  margin:0 0 18px;
  font-size:16px;
  line-height:1.65;
  color:#4f6077;
}
.promo-strip .promo-grid > .mod-custom,
.promo-strip .promo-grid > [class*="mod-"]{
  grid-column: 1 / -1;
}

.promo-strip .emis-promo{
  max-width: none;
  width: 100%;
}
.hero{
  padding: 92px 0 72px;
}

.hero h1{
  font-size: clamp(3.2rem, 6vw, 5.6rem);
  max-width: 10ch;
}

.lead{
  font-size: 1.2rem;
  max-width: 56ch;
}

.fields-overview.section-pad,
.promo-strip.section-pad,
.main-content.section-pad{
  padding: 90px 0;
}

.section-head h2{
  font-size: clamp(2.2rem, 4vw, 3.2rem);
}

.emis-card{
  min-height: 210px;
  padding: 30px 26px;
}

.emis-card h3{
  font-size: 26px;
}

.emis-card p{
  font-size: 16px;
}

.emis-promo{
  padding: 42px;
}

.emis-promo h2{
  font-size: 42px;
}

.emis-promo p{
  font-size: 17px;
  max-width: 70ch;
}

.site-footer{
  padding: 44px 0 64px;
}